A simulated banking environment for testing, development, and demonstration purposes. Explore realistic banking workflows without real financial transactions.
Create and manage savings, checking, and credit accounts in multiple currencies.
Issue and manage debit and credit cards linked to your accounts.
Send transfers to beneficiaries, pay bills, and record purchases.
View and pay utility, telecom, and other service provider bills.
Save and manage transfer recipients for quick repeat payments.
View exchange rates across USD, EUR, GBP, RMB, AED, and INR.
Complete multi-step onboarding and verification processes.
Generate account statements in JSON or downloadable PDF format.
Horizon Bank is a banking emulator built for testing and development. It provides a realistic banking interface and API without connecting to any real financial systems. All data is simulated and can be reset at any time.
Use it to prototype integrations, train on banking workflows, or explore how banking operations work in a safe environment.